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Newcastle West

(069) 61422

Listowel

(068) 22000

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Opening hours

Car Insurance Assumptions

Statements About you

  • You are the registered owner and keeper of the vehicle
  • The address on your policy is the address where you live and the address were your vehicle is normally kept overnight
  • You and any named driver(s) have been resident in Ireland for the past 3 years
  • You are the main user of the vehicle
  • You have never had a motor policy cancelled or refused
  • You or any named driver(s) have advised the relevant driving authority of any notifiable disabilities/medical conditions and have subsequently been issued a licence to drive
  • You or any named driver(s) have not been convicted of any criminal offence (i.e non motor related) or any prosecution pending.

About your vehicle

  • The vehicle is not modified from the manufacturer standard specification (Non Standard Alloy Wheels, Bull Bars, Spoilers, Performance enhancements etc)
  • The vehicle is not Left hand drive
  • The vehicle is not imported
  • It is normally kept at your home address
  • The vehicle is classed/tax as private and not used for commercial purposes
  • The vehicle has a valid NCT certificate if required
  • It is not used to carry passengers for profit or used for trade, delivery, hire or as a pace car

Declarations

  1. This insurance is offered on the basis of the facts that you have provided. You are required to give us all the relevant information appropriate for this insurance and to ensure it is accurate and up to date at all times
  2. If in our reasonable view you have committed a fraud, including if you have made a false declaration, we may cancel your policy at any time or declare it void from inception. We are entitled to withhold your premium and/or recover from you any amounts paid under this policy for a claim. Examples of false declarations include:
    1. If you fail to declare all driving offences, fixed penalties or other forms of driving related convictions in the past 5 years and all pending convictions that you or any other driver(s) named on the policy had.
    2. If you fail to declare all motoring accidents or claims in the last five years that you and any other driver(s) named on the policy have had.

Duty of Disclosure

It is your responsibility to provide complete and accurate information to insurers when you take out a policy, throughout the life of your policy and when you renew the insurance. Failure to disclose information pertaining to your insurance, or any inaccuracies in information provided, could result in your insurance policy being invalid or cover not operating fully.

It is important that you ensure that all statements you make on proposal forms, claims forms and other documents, are full and accurate. If a form is completed on your behalf, you should check that the answers shown to any questions are true and accurate.

Find us

Newcastle West

Bishop Street
Newcastle West
Co. Limerick

Listowel

30 Upper William St
Listowel
Co. Kerry

Mail us

Newcastle West:
info@gib.ie

Listowel:
listowel@gib.ie

Newcastle West

(069) 61422

Listowel

(068) 22000

Open 9:00am - 5:30pm

Monday to Friday