- This insurance is offered on the basis of the facts that you have provided. You are required to give us all the relevant information appropriate for this insurance and to ensure it is accurate and up to date at all times
- If in our reasonable view you have committed a fraud, including if you have made a false declaration, we may cancel your policy at any time or declare it void from inception. We are entitled to withhold your premium and/or recover from you any amounts paid under this policy for a claim. Examples of false declarations include:
- If you fail to declare all driving offences, fixed penalties or other forms of driving related convictions in the past 5 years and all pending convictions that you or any other driver(s) named on the policy had.
- If you fail to declare all motoring accidents or claims in the last five years that you and any other driver(s) named on the policy have had.
Duty of Disclosure
It is your responsibility to provide complete and accurate information to insurers when you take out a policy, throughout the life of your policy and when you renew the insurance. Failure to disclose information pertaining to your insurance, or any inaccuracies in information provided, could result in your insurance policy being invalid or cover not operating fully.
It is important that you ensure that all statements you make on proposal forms, claims forms and other documents, are full and accurate. If a form is completed on your behalf, you should check that the answers shown to any questions are true and accurate.